Investor’s Package

What's an investor's package?

You've found a great real estate deal.  Now you need some money.  You talk to a few private lenders for the first time, but they don't take you seriously because you don't have your deal packaged well.  When you're dealing with a new lender for the first time, it's a good idea to be able to provide investor's package or a credibility package.  It's a well-structured document that provides all of the information that someone that would fund your deal would be interested in knowing.  

What's in an investor's package?

A basic outline of the contents of an investor's package is presented below.

  • Property Description
    • Pictures
    • Address
    • Written Details - include the basic information you'd see on a property listing
    • Notes - provide any additional helpful information  (ex: link to google maps, zillow, ...)
  • Presenter's Information
    • Business Name 
    • Presenter's Name
    • Phone
    • Email
    • Business Address
    • Web Site
  • Funding Request
    • Exit Plan - provide an explanation about how and when the loan will be repaid
    • Purchase Price
    • Rehab Costs
    • Projected ARV (After Repair Value) - should be substantiated by a CMA
    • Total Funds Needed
    • Down Payment/Equity Injection
    • Loan Amount Requested
    • Loan-to-Value Calculation
    • Projected Loan Payment 
    • Projected Rehab Duration
    • Projected Timeline to Sell
    • Projected Sale Price
    • Projected Closing Costs
    • Projected Profit 
  • Rehab/Construction Plan Description
    • Materials and Labor cost breakdown for each plan item
  • CMA (Comparative Market Analysis)
  • Real Estate Experience (include closing statements, before & after pictures)